Not All Life Insurance is Created Equal...

Living Benefits are there when people need it most, to cover things that normal life insurance doesn't. They cost the same as the old kind, they're just better!

Take our Short Quiz and Stop Paying for Outdated Life Insurance

Not All Life Insurance is Created Equal...

Living Benefits are there when people need it most, to cover things that normal life insurance doesn't. They cost the same as the old kind, they're just better!

Take our Short Quiz and Stop Paying for Outdated Life Insurance

What are "Living Benefits"?

They are really quite simple and most people say, "That makes sense!", and wonder why all policies don't include them.

Traditional life insurance pays out to your family only if you die. New modern Living Benefits enhanced policies also pay out if you die, but allow the option to access your policy's death benefit while you're still alive if you get seriously sick or injured.

This gets money in your hands when you need it most if you suffer a heart attack, stroke, cancer, or other qualifying illness or injury.

Real Life Client Testimonials

Real Life Client Testimonials

Contact us to see how we can save

and grow your money

Let Us Show You How to Take Debt and Convert It Into Wealth

Pay Off All Your Debt

The less that you owe, the less you'll have to spend on interest payments. The less you spend on interest, the more money you'll have to spend on things that really matter to you like saving for retirement and paying for kids college.

Save $1,000's In Interest

"Those who understand interest earn it, those who don't pay it"

This is 100% true, the people who spend 30 years or more paying interest on their homes, cars, loans, credit cards, etc... are making the banks VERY RICH!

Create Real Wealth

Your hard earned money holds amazing potential power. If used correctly and with the right tools and strategy, your money can multiply almost exponentially!

When you no longer are bound to making interest payments to the bank, the doors open to endless wealth building opportunities.

Let Us Show You How to Take Debt and Convert It Into Wealth

Pay Off All Your Debt

The less that you owe, the less you'll have to spend on interest payments. The less you spend on interest, the more money you'll have to spend on things that really matter to you like saving for retirement and paying for kids college.

Save $1,000's In Interest

"Those who understand interest earn it, those who don't pay it"

This is 100% true, the people who spend 30 years or more paying interest on their homes, cars, loans, credit cards, etc... are making the banks VERY RICH!

Create Real Wealth

Your hard earned money holds amazing potential power. If used correctly and with the right tools and strategy, your money can multiply almost exponentially!

When you no longer are bound to making interest payments to the bank, the doors open to endless wealth building opportunities.

Frequently Asked Questions

Is this a cash value policy?

No not at all. It's a term insurance plan.

Do I have to meet with anyone in person?

Nope! The vast majority of policies can be applied for, underwritten, and issued with no more than a phone call. Everything can be done 100% over the phone and internet. No one will be coming to your house and you will not be required to drive to an agent's office.

Will I be pressured to buy anything during my phone call?

Nope, that’s the worst! We don’t like to be pressured to buy anything, and neither should you. We pride ourselves in our educational approach. Your guide’s only goal will be to provide you with the information you need to make the best, most informed decision for you and your family.

Is this going to cost me more money each month?

No, it uses just the money you are already spending

Does everyone qualify for this program?

Unfortunately no, but our specialists have to many carriers

Does this service have a cost?

We provide you with this offer 100% free. Our licensed agents can help you compare several options against each other so that you can decide if one is right for you.In the spirit of full transparency, we offer our custom analysis and phone consultations for free, because we know that if we educate and help enough people — many of them will choose to work with us and become happy clients.

What if I already have an insurance agent?

Many of the people we help have been working with an agent for many years and they want a second opinion regarding their insurance plan. If your cardiologist told you that you needed open heart surgery, it would be smart to get a second opinion from another heart specialist before you go under the knife.

Since we’re talking about your financial future, it’s a prudent measure to get an objective, independent second opinion.

FAQ image

What We Do

What this program is:

  • Better in Every Way

  • Money When You Need it Most

  • More For The Same Price

  • Easy to Apply and Get Approved

What this program IS NOT:

  • NOT cash value insurance

  • Medical Exam is NOT needed in most cases

  • NOT just a terminal or end of life benefit

  • WILL NOT increase your current monthly budget

What We Do

What this program is:

  • Better in Every Way

  • Money When You Need it Most

  • More For The Same Price

  • Easy to Apply and Get Approved

What this program IS NOT:

  • NOT Cash Value Insurance

  • Medical Exam is NOT needed in most cases

  • NOT just a terminal or end of life benefit

  • WILL NOT increase your current monthly budget

Find out How much you could save

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